Welcome to The Africa Regional Committee Meeting and Annual Conference 2019

About IADI

The International Association of Deposit Insurers (IADI) was formed in May 2002 to enhance the effectiveness of deposit insurance systems by promoting guidance and international cooperation. Members of IADI conduct research and produce guidance for the benefit of those jurisdictions seeking to establish or improve a deposit insurance system. Members also share their knowledge and expertise through participation in international conferences and other forums. 

IADI currently represents 86 deposit insurers . IADI is a non-profit organisation constituted under Swiss Law and is domiciled at the Bank for International Settlements in Basel, Switzerland.


To share deposit insurance expertise with the world.


To contribute to the enhancement of deposit insurance effectiveness by promoting guidance and international cooperation.


To contribute to the stability of financial systems by promoting international cooperation in the field of deposit insurance and providing guidance for establishing new, and enhancing existing, deposit insurance systems, and to encourage wide international contact among deposit insurers and other interested parties.

Core Principles for Effective Deposit Insurance Systems

On 18 June 2009, the Basel Committee on Banking Supervision (BCBS) and the International Association of Deposit Insurers (IADI) published Core Principles for Effective Deposit Insurance Systems, setting an important benchmark for jurisdictions to use in establishing or reforming deposit insurance systems. The Core Principles were designed to be adaptable to a broad range of jurisdiction circumstances to take into account the broader characteristics of safety net arrangements and address a comprehensive range of issues including coverage, funding, powers, membership, transitioning from blanket to limited coverage and prompt reimbursement.

Although the original Core Principles have served their purpose well, lessons learnt from the recent financial global crisis and developments in the regulatory landscape have shown that revision would maintain their use as a flexible, internationally applicable standard. As a result, IADI established a Steering Committee in February 2013 to undertake the revision. The Committee’s recommendations were submitted to a Joint Working Group (JWG) comprised of representatives from the Basel Committee on Banking Supervision (BCBS), European Commission (EC), European Forum of Deposit Insurers (EFDI), FSB, IMF, World Bank and IADI. The revision process culminated on 21 October 2014, when IADI’s Executive Council formally approved the revised set of Core Principles for submission to the Financial Stability Board (FSB). IADI Core Principles have been included into the FSB’s Key Standards for Sound Financial Systems. These 15 standards have been designated by the FSB as key for sound financial systems and deserving of priority implementation depending on country circumstances. The standards are broadly accepted as representing minimum requirements for good practice that countries are encouraged to meet or exceed.

The revised Core Principles strengthen the deposit insurance standards in several areas including reimbursement speed, coverage, funding and governance, adding more guidance on the deposit insurer’s role in crisis preparedness and management. The updated document also reflects the greater role played by many deposit insurers in resolution regimes while continuing to accommodate a diverse range of deposit insurance systems.

IADI is a forum for deposit insurers from around the world to gather to share knowledge and expertise. It provides training and educational programs and produces research and guidance on matters related to deposit insurance.